90-day cash-flow projection
Identify the lowest projected balance and the first day below your chosen reserve. A reserve is a threshold, not another debit.
IT CONSULTANTS · EURL · SASU Your bank balance is not
Your bank balance is not
your personal income.
Enter a dated closing balance and expected gross cash flows. Dokta projects 90 daily balances and separately tests a 30-day client-payment delay and a one-month delay to your next contract.
Try the free cash-flow simulator (in French)From daily rate to an informed decision
Built for French independent software engineers, cloud and DevOps specialists, data/AI consultants, cybersecurity experts and IT project leads.
Safety cushion
Keep holidays, gaps between contracts and operating resilience visible before transferring money.
Daily-rate workflow
Connect missions and worked days to monthly invoices and payment monitoring.
An operational estimate, not tax advice
Results depend on the flows you enter. The simulator does not calculate withdrawable income, tax or contributions and does not connect to your bank. Validate salary, dividend and tax decisions with a qualified accountant. Read the method, worked example and limitations (in French).